2011-05-21 / Schools

Lakewood students learn to invest

By Scott Rawdon


Lakewood students learn the fundamentals of investing using ‘Porfolios’ at State Farm in Newark. Beacon photo by Scott Rawdon. Lakewood students learn the fundamentals of investing using ‘Porfolios’ at State Farm in Newark. Beacon photo by Scott Rawdon. NEWARK – Lakewood High School senior Kelsey Lane isn’t ready to become an investment banker, but she wants to learn the skills behind investing.

“Not as a career, but as a personal interest,” she said. Lane was participating in “Portfolios,” a stock market investment simulation workshop, which Newark’s State Farm Insurance hosted for Lakewood students April 29.

Simulation creator Stuart Crickmer said Portfolios is a multi-player simulation game that teaches the benefits of long-term investing in a fun and memorable way. The simulation was designed for adults but is extremely popular with high school students. Teams of simulation players manage a portfolio of stocks, bonds, and a money market fund over a realistically simulated 10-year period. Players may buy and sell investments at the beginning of each simulated year to set their asset allocations for the upcoming year. Players then collect interest and dividends and may reinvest any available cash prior to simulating the financial markets. Special dice simulate changes in interest rates and stock price changes.

At the end of each year, players determine the value of their portfolios and calculate gain or loss percentages. The team with the highest portfolio value at the end of the game wins.

“ They’re learning without knowing they’re learning,” said Crickmer. He said Portfolios is designed specifically to address longterm saving and investing, and to reveal the power of compounding.

Lakewood junior Josh Aleshire said the simulation helped him understand the value of investing. “I think it’s pretty cool,” he said. “I’ve learned a lot.”

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